Terms of Use
These Terms of Use govern your access to and use of thehorizonbrief.com and The Horizon Brief newsletter (together, the "Service"), published by [YOUR NAME], [YOUR ADDRESS]. By accessing the Service, you agree to these terms.
Use of the Service
You may access and read our website and newsletter content for personal, non-commercial use. You may share links to our articles freely. You may not republish, scrape at scale, or redistribute our content for commercial purposes without our prior written permission.
Not financial, investment, tax, or legal advice
Content published on this Service, including newsletter emails and website articles, is provided for general informational and educational purposes only. It is not personalized financial, investment, tax, legal, or other professional advice, and it should not be relied upon as such. Any financial decisions you make based on information from this Service are your own responsibility. Consult a licensed professional regarding your specific circumstances before making financial decisions.
Accuracy of content
We make reasonable efforts to ensure the accuracy of the information we publish and to correct errors promptly when identified, consistent with our Editorial Standards & Disclosures. However, financial data, rates, and regulations change over time, and we do not guarantee that all content remains accurate as of the date you read it. Always verify current figures, such as interest rates or contribution limits, with a primary source.
Newsletter subscription
Subscribing to our newsletter requires opting in through a double opt-in confirmation process. You may unsubscribe at any time using the link included in every email, as described in our Email & Anti-Spam Policy and Unsubscribe page.
Intellectual property
The text, design, and original graphics on this Service are owned by [YOUR NAME] unless otherwise noted, and are protected by applicable copyright law. Third-party trademarks referenced on this Service belong to their respective owners.
Third-party links
Our content may link to third-party websites for reference or context. We are not responsible for the content, accuracy, or practices of third-party sites, and inclusion of a link does not constitute an endorsement. Where a link is an affiliate link, it is clearly marked as such, consistent with our Editorial Standards & Disclosures.
Disclaimer of warranties
The Service is provided "as is" and "as available," without warranties of any kind, express or implied, including but not limited to warranties of accuracy, completeness, or fitness for a particular purpose.
Limitation of liability
To the fullest extent permitted by law, [YOUR NAME] shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or data, arising from your use of, or inability to use, the Service, including any financial decisions made in reliance on its content.
Changes to these terms
We may update these Terms of Use from time to time. The "Updated" date at the top of this page reflects the most recent revision. Continued use of the Service after changes take effect constitutes acceptance of the revised terms.
Governing law
These terms are governed by the laws applicable in the jurisdiction of [YOUR ADDRESS], without regard to conflict of law principles.
Contact
Questions about these terms can be sent to [email protected] or via our Contact page.